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Other credit cards charge annual fees between $10-$30. If you have fi ve of these credit cards, you are paying $50-$150 per year to use these cards when you could be utilizing your credit union credit card which does not charge any annual fee. By eliminating your debt on other cards, you will no longer have to pay the large annual fee they require. Furthermore, other credit cards are notorious for charging exorbitant interest rates, ranging between 18-25% while credit union credit cards typically have an interest rate between 10-14% (United Poles FCU cards have interest rates from 5.24% to 13.9%). By consolidating your unsecured debt onto your credit union credit card, you may save an incredible amount of money! Call the credit union today for more details!