The promotional interest rate of 2.99% APR for new cars and 3.99% APR for used cars is valid from June 1 to July 31, 2026, and is offered to applicants with a credit score of at least 740. The interest rate is 0.25% higher if automatic payments from a checking account at PSFCU are not set up. Rates and interest rates depend on credit history and other credit indicators. Loan approval is based on an evaluation of credit history and repayment capacity. The applicant must be at least 18 years old. PSFCU also offers car loans under other terms and interest rates. Credit products and interest rates are subject to change without notice. PSFCU loans are not offered in all states. PSFCU membership is required. Other restrictions may apply.
