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How to Avoid ATM Skimming

July 06, 2012

ATM fraud is becoming more prevalent with the invention of smaller computing devices. One of the methods that criminals use to access your account is ATM skimming. Skimming occurs when a device is placed onto the ATM machine and interferes with typical ATM transactions. Tis device may be a substitute card reader inserted onto the ATM or a touch screen device may take the place of the original screen. Te purpose of these devices has one goal: to collect your personal banking information.

Your credit union ofers these tips to help you avoid becoming a victim ofATM skimming:

  • Inspect the ATM. Be on the lookout for anything that looks strange or out of theordinary before using it, such as anythingloose, crooked, or damaged, or if younotice equipment or wires out of place.
  • When entering your PIN, block the keypadwith your other hand to prevent possiblehidden cameras from recording your number.
  • Don’t use an ATM that directs you to anothermachine with a card reader attached.
  • If your card isn’t returned afer the transaction is completed or afer hitting“cancel,” immediately contact your credit union.
  • And, remember to check your account regularly to look for anyunauthorized transactions.

If you do suspect an ATM has been tampered with, contact the fnancial institution that operates the ATM machine. Your security is important to us.

When calling this company, please reference POLISH AMERICAN PAGES.