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Immigrant Guide USA

Unlock Your Home's Potential

January 19, 2012

Unlock your home's potential for the important things in life. Not only can you free up some room in your budget, you can simplify paying your bills and maybe even get a tax deduction in the process.

Home Improvement

It doesn’t seem to matter if you own a newly built home or a 40-year-old fi xer-upper–there is always a project to do. Even a small project like painting a bedroom, costs can add up quickly with new environmentally friendly paints costing upwards of $50 per can. Costs for larger renovations can run into the tens of thousands of dollars and might be harder to plan for in your monthly budget. Whether it’s time to add an in-law suite or remove old paneling; using your home’s equity can be a smart move. It’s your home—make it the place where your house becomes your home.

Debt Consolidation

If you’re like many of us, perhaps you’ve already started a home improvement project without realizing the full cost of completion. It is very easy to put smaller amounts on your credit card and not realize how quickly the purchases have added up. Perhaps you’ve gotten caught in this trap or have experienced an emergency that forced you to resort to using credit cards. Receiving those multiple and ever growing credit card bills every month can really start to stress you. Paying off your higher-rate debt (and lowering your monthly bills by consolidating them into one) might be the fi nancial solution that works for you.

Educational Expenses

Planning ahead for your children’s college education expenses is becoming harder every day. Tuition costs are rising every year while scholarships and fi nancial aid seem to be disappearing. Tapping into your home’s equity might be just the thing to ease your tuition burden, or to continue education to advance professionally. If you’re thinking that a home equity loan or line of credit might be the right solution for you, let your credit union help you fi nd the option that meets your needs now and for the future.

UNITED POLES FEDERAL CREDIT UNION
412 New Brunswick Avenue
Perth Amboy, NJ 08861
tel: 732-442-5648
fax: 732-442-1443

NOWY ADRES:
1161 W Saint Georges Avenue
Linden, NJ 07036
tel: 908-523-0008
fax: 908-523-1790

www.UnitedPolesFCU.com
1-800-333-7713