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POLONIA USA - Poradnik Imigranta w USA

Immigrant Guide USA January 29, 2012 What On Earth Is This? It's a funny little box with squiggle marks in it to some of us, but to others it's a way to save money, win a prize, get additional information on a product or service, or automatically load new contact information into your phone's address book. It is known as a QR code. First, the "QR" in QR code is an abbreviation for Quick Response. The quick response is referring to the speed to which devices, usually mobile smart phones, can read the two-dimensional barcode.
Immigrant Guide USA January 28, 2012 Life After Retirement When you think about life aft er retirement, do you picture a home at the beach, traveling, or lots of leisure time? Or maybe you're concerned about paying for cost of living and medical expenses?
Immigrant Guide USA January 27, 2012 Don't Forget to Update Are you moving? Preparing to go south for the winter? Considering the risk of identity theft, we strongly encourage all members to maintain accurate contact information with United Poles FCU. By law, we are required to communicate certain notices to each member periodically by mail. We often receive returned mail indicating inaccurate contact information. Additionally, it would be dangerous to mail sensitive information, such as your statements, to an inaccurate address.
Immigrant Guide USA January 26, 2012 Home Sweet Home Mortgage rates are near historic lows, so if you are in the market for one, your timing is perfect. Whether you are financing a new home or refinancing your current one, it's a major decision and one in which you should proceed with care. Mortgage rules have been ramped up in response to the sub-prime mortgage crisis that contributed to the fi nancial meltdown two years ago. Th at means the paperwork also has proliferated. For example, homebuyers now need to fi ll out IRS Form 4506-T, Request for Transcript of Tax Return, authorizing the lender to get a copy of federal tax returns to provide proof of income.
Immigrant Guide USA January 25, 2012 We Now Offer ITAC Sentinel to Our Account Holders! Your identity is unique, and we want to help you keep it that way! That's why we are providing you with access to identity theft protection services. With more than 11 million Americans victimized by this crime every year, we understand the importance of helping you protect what you've worked hard for.
Immigrant Guide USA January 24, 2012 Direct Deposit Your 2012 Tax Refund Having your tax return directly deposited into your Credit Union account is quick, easy, convenient, and best of all, FREE! Why wait around for your refund check to be mailed when you can start spending (or saving) right away? According to the IRS, a refund check is issued to you within six to eight weeks of filing a paper return. By choosing direct deposit your paper-filed refund will be received in five to six weeks.
Immigrant Guide USA January 23, 2012 Getting a Tax Refund In 2012? Are you getting a tax refund and wondering what to do with that extra cash? Here are some suggestions on how to use your tax refund:
Immigrant Guide USA January 22, 2012 There's A Faster Way Are you waiting to receive your monthly statement in the mail? Just can't remember where you put last month's statement? Your credit union has an easier way for you to receive your monthly statements. When you sign up for e-Statements, your statements will be available for you 24/7 to view online and/or print.
Immigrant Guide USA January 21, 2012 Weather Woes Over the past few months, we have suffered earthquakes, tornadoes, hurricane winds and tropical storm flooding. Power outages, school closings, businesses were submerged under water–what a mess! What's next? Winter. Along with all the other preparedness tips you've heard from the experts, such as storing up bottled water and making sure your insurance policies cover the right circumstances, there are other important precautions to take for your financial readiness.
Immigrant Guide USA January 20, 2012 Singing the Holiday Bill Blues? Worried about your credit card debt? Are you hiding those new credit card bills with overwhelming holiday expenses on them? We have all had those days, but instead of running from your credit card woes, why not take charge and consolidate your debt with a credit union credit card?
Immigrant Guide USA January 19, 2012 Unlock Your Home's Potential Unlock your home's potential for the important things in life. Not only can you free up some room in your budget, you can simplify paying your bills and maybe even get a tax deduction in the process.
Immigrant Guide USA January 19, 2012 Which Home Improvement Projects Offer the Best Returns? When it comes to remodeling, exterior replacement projects have routinely rewarded home owners with more bang for their buck. This year is no different: REALTORS® recently rated many exterior improvements as among the most valuable home investment projects as part of the 2011-12 Remodeling Cost vs. Value Report.
Poradnik Imigranta w USA 18 stycznia, 2012 Roczne zebranie członków Zachęcamy wszystkich do uczestniczenia w Rocznym Walnym Zebraniu. To jest wspaniała okazja, by zadać pytania, wysłuchać recenzji z roku poprzedniego oraz zapoznać się z planami Unii na następny rok. Na tym zebraniu odbędzie się również glosowanie do Rady Dyrektorów, więc każdy głos się liczy i ma wpływ na kształtowanie przyszłości naszej Unii Kredytowej.
Immigrant Guide USA January 18, 2012 Voting Housing Consumers to Washington, D.C. 'We Are Too Big to Fail' With a presidential election on the horizon, America's housing consumers are sending a resounding message to the federal government: "Bail us out!"
Poradnik Imigranta w USA 17 stycznia, 2012 Wygraj $15,000 z TurboTax Skorzystaj z tej oferty dla członków United Poles FCU:
Poradnik Imigranta w USA 16 stycznia, 2012 Podania o stypendia Teraz dostępne na naszym portalu w sekcji Nowości. Wszystkie zgłoszenia do 31 marca 2012.
Poradnik Imigranta w USA 15 stycznia, 2012 Odstrasz. Wykryj. Obroń się. To jeden z najbardziej popularnych typów kradzieży, gdzie oszuści pracują bez dodatkowych narzędzi. Wystarczy imię i numer social security, formularz bądź zatwierdzona aplikacja na kartę kredytową wyrzucona do śmieci. Nawet rozmowa przez telefon lub korzystanie z internetu może pozbawić Cię jednej z najważniejszej rzeczy, którą uważasz za bardzo bezpieczną—Twojej tożsamości.
Poradnik Imigranta w USA 14 stycznia, 2012 Co to jest? Dla niektórych to śmieszny kwadracik z wijącymi się znaczkami w środku, dla innych jest to sposób na oszczędzanie pieniędzy, zdobycie nagrody, zdobycie dodatkowych informacji o produkcie lub usłudze, lub też sposób na automatyczne załadowanie nowych kontaktów do Twojego telefonu. To jest tzw. kod QR, czyli (Quick Response, co znaczy Szybka Reakcja).

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